Buy To Let Mortgage Case Study

1. What were they looking for?

Getting the right kind of buy to let mortgage deal is essential to success in property investment. If the interest rate is too high then this will only eat into the potential profits. This particular client came to us after deciding it was time to restructure his buy to let portfolio. Buy to let landlords are currently being hit by extra stamp duty charges and a loss of mortgage interest tax relief.

2. Why was this case difficult?

Landlords are now having to take a closer look at where savings can be made to maximise returns from their portfolios or raise funds to invest in further properties.

3. What was the process?

We met with the client to discuss his requirements and tailor a buy to let mortgage solution to suit his requirements.

Key Figures:

Property Value: £200,000

Loan Amount: £140,000

Rate: 2.19% 5 Year Fixed

Term: 20 years Interest Only

Mortgage Payment: £600 pcm